Mandatory Motor Third-Party Liability Insurance (MTPL), Casco Insurance, Accidental Insurance and Green Card Insurance provide comprehensive protection for all vehicles within a company fleet, both domestically and abroad, under transparent and competitive terms. We ensure a smooth insurance arrangement process, as well as professional claims handling and efficient loss settlement services.
MTPL insurance (mandatory)
Mandatory civil liability insurance covers personal injury and property damage caused to third parties in connection with the use of a vehicle and guarantees the payment of compensation to victims of an accident or collision. The sum guaranteed for bodily injury is 29 876 400 PLN and 6 021 600 PLN for property damage per event. The policy is issued for 12 months with automatic renewal, and coverage is valid in Poland and in countries that are signatories to the Multilateral Agreement.
Casco insurance
This insurance provides coverage for the vehicle against theft, damage, or destruction. The coverage includes the vehicle along with its standard and additional equipment, glass components, and keys. The insurance covers the costs of repairing the vehicle after damage and also protects against the financial consequences of its loss due to theft or other fortuitous events. The scope of coverage can be tailored to the policyholder’s needs and may include partial damage, total loss, and vehicle theft, or only vehicle theft and total loss. The sum insured is determined as of the effective date of coverage and may correspond to the net value, the net value plus 50% VAT, or the gross value of the vehicle. The policy is issued for a period of 12 months, and coverage is valid in Poland and within the geographical boundaries of Europe, excluding Ukraine, Moldova, Russia, and Belarus.
Green Card Insurance
This insurance serves as international proof of third-party liability coverage when traveling to select countries participating in the Green Card System. When traveling to countries such as Albania, Azerbaijan, Morocco, Moldova, North Macedonia, Tunisia, Turkey, or Ukraine, you must have an International Motor Insurance Certificate (Green Card), which is issued at no additional cost. The scope of coverage corresponds to that provided by mandatory third-party liability insurance and includes bodily injury and property damage caused to third parties in connection with the operation of a vehicle. The insurer’s liability covers incidents occurring outside Poland’s borders within the territories of the countries listed on the Green Card. The certificate is issued for a period ranging from 15 days to 12 months, but it cannot remain valid longer than the liability insurance policy for which it was issued.
Accidental insurance
Insurance for drivers and passengers provides financial protection in the event of traffic accidents. It covers benefits in the event of death, disability, temporary total disability, fractures, and burns. Additionally, the scope of coverage may include hospitalization, post-accident convalescence, loss of consciousness, and post-accident medical expenses. The policy is valid for a period of 12 months. Insurance coverage applies to incidents that occur within the territory of Poland and within the geographical boundaries of Europe, excluding Ukraine, Moldova, Russia, and Belarus.
